Citroën’s affordable and flexible Elect 3 PCP finance is now available with 0% APR on all 2015 Citroën passenger retail cars registered in January 2015, including the new award winning Citroën C4 Cactus.

Citroën, with its Personal Contract Plan (PCP), known as Elect 3, is the only manufacturer that offers 0% PCP Finance on every model in stock across the Citroën range. The decision by Citroën to extend the 0% Elect 3 PCP finance offer comes at a time when more customers are looking for affordable options to finance their new 2015 car purchase.

Fredéric Soulier, Managing Director of Citroën Motors Ireland, said; “0% APR on Elect 3 PCP finance delivers exceptional value to customers who are looking for a flexible and affordable way to finance their new 2015 Citroën. With the best ever Citroën range to choose from including the New C4 Cactus, and the family favourite 7-seat Grand C4 Picasso, there has never been a better time to buy Citroën.”

Citroën’s Elect 3 personal contract plans (PCP) are proving to be attractive to customers, with the benefit of fixed monthly payments that are typically lower compared with other types of finance agreements.

Citroën calculate a Guaranteed Minimum Future Value of the chosen car, and deduct this from the overall cost. Once you take off the deposit and the GMFV, this leaves a difference that is tailored as affordable monthly payments.

At the end of the Elect 3 agreement there are three options open to customers: part exchange their car for a new one; pay the guaranteed future face value and own the car outright; or return the car to your Citroën dealership with nothing further to pay.